ARDHAN ARDIANSYAH KAWAKIBI; RITA INDAH MUSTIKOWATI. The Effect of Interest Rates and Inflation on Credit Demand through Non-Performing Loans: A Study of Banks Listed on the IDX. Brilliant International Journal Of Management And Tourism , [S. l.], v. 5, n. 3, p. 155–172, 2025. DOI: 10.55606/bijmt.v5i3.5836. Disponível em: https://journalcenter.org/index.php/BIJMT/article/view/5836. Acesso em: 2 dec. 2025.