Siti Nurkholisah, Mochamad Syafii, and Rusdiyanto Rusdiyanto. “FinTech Innovations : Transforming the Landscape of Personal Finance Management”. Brilliant International Journal Of Management And Tourism 5, no. 2 (June 17, 2025): 125–133. Accessed June 20, 2025. https://journalcenter.org/index.php/BIJMT/article/view/4456.