Faizul Idris, Yoel Latif, & Pupung Purnamasari. (2025). Early Detection and Prevention of Skimming in Digital Financial Systems: A Forensic Accounting Approach in the Era of Technological Transformation. Jurnal Sosial Humaniora Dan Pendidikan, 4(3), 539–547. https://doi.org/10.55606/inovasi.v4i3.4530