Shela Aprelia, Aris Eddy Sarwono. Study Literatur : Pengaruh Literasi Keuangan, Pengelolaan Keuangan, dan Financial Technology terhadap Kinerja Keuangan UMKM. JUPEA [Internet]. 2025 Jun. 30 [cited 2026 May 7];5(1):143-50. Available from: https://journalcenter.org/index.php/jupea/article/view/4576