Pengaruh Financial Stress dan Financial Self-Efficecy Terhadap Work Life Balance pada Karyawan Muda yang Tinggal di Rancaekek

Authors

  • Putri Ayu Nandini Sekolah Tinggi Ilmu Ekonomi STAN IM
  • Nur Hayati Sekolah Tinggi Ilmu Ekonomi STAN IM

DOI:

https://doi.org/10.55606/jupsim.v5i2.6957

Keywords:

Financial Self-Efficacy, Financial Stress, Rancaekek, Work-Life Balance, Young Eployees

Abstract

This study aims to analyze the influence of financial stress and financial self-efficacy on work-life balance amoung young employees in Rancaekek Subdistrict. This study uses a quantitative approach with a descriptive correlational technique, involving 120 respondents aged between 18 and 25 who reside in Rancaekek District. Data was collected by distributing questionnaires directly, and data analysis was done using multiple linear regression through SPSS version 25, followed by processing with a non-parametric test called Spearman,s Rho. The research result show that financial stress has a negative and significant effect on work-life balance (t-count =-2,362; p = 0,020; < Sig 0,05), while financial self-efficacy has positive and significant effect on work-life balance (t-count = 9,889; p = 0,000; Sig < 0,05). At the same time, both variables have a significant effect on work-life balance. The findings indicate that as financial stress increases, work-life balance decreases, whereas as financial self-efficacy increases, work-life balance improves. 

 

References

12+Jessyca+Noviolita+Putri. (n.d.). Pengaruh Financial Literacy, Financial Attitude dan Financial Self-Efficacy terhadap Saving Behavior Pengguna Paylater https://doi.org/10.30603/ab.v20i2.5019

Afifah, R. A., Izzati, N., Avis, Z., Khotimah, Q., Emmanuela, N., & Padang, D. (2025). Halaman 8-23 Volume 2 Nomor 4 Tahun. Journal of Exploratory Dynamic Problems, 8. https://doi.org/10.31004/edp.v2i4.130

Bandiyono, A. (2020). Budget Participation and Internal Control for Better Quality Financial Statements. Jurnal Akuntansi, 24(2), 313. https://doi.org/10.24912/ja.v24i2.699

Dya Wardani, S. A., Setianingsih, W. E., & Wibowo, Y. G. (2025). Pengaruh Financial Self Efficacy, Financial Literacy dan Financial Technology terhadap Perilaku Manajemen Keuangan pada Mahasiswa PTS di Kota Jember. Jurnal Ekonomi, Manajemen, Akuntansi Dan Keuangan, 6(3), 13. https://doi.org/10.53697/emak.v6i3.2483

Ekonomi Bisnis, J., dan Akuntansi, M., Susanty, W., Simba Sembiring, M., Rahman Harahap, A., Rijal Balatif, M., Negeri Medan, P., & Naskah, H. (n.d.). Pengaruh Use of Fintech dan Financial Stress terhadap Financial Well-Being. https://doi.org/10.47709/jebma.v5i1.5514

Gusdwi Putra, V., Masrifah, I., & Eriza, I. (2025). Pengaruh Fleksibilitas Kerja dan Beban Kerja terhadap Work-Life Balance Driver Gojek di Kecamatan Pondok Gede. Jurnal Tadbir Peradaban, 500.

Hikmah, M., Worokinasih, S., & Damayanti, C. R. (n.d.). Financial Management Behavior: Hubungan antara Self-Efficacy, Self-Control, dan Compulsive Buying. Retrieved https://profit.ub.ac.id

Hobfoll, S. E., Halbesleben, J., Neveu, J.-P., & Westman, M. (2026). Conservation of Resources in the Organizational Context: The Reality of Resources and Their Consequences. Annual Review of Organizational Psychology and Organizational Behavior Annu. Rev. Organ. Psychol. Organ. Behav, 8, 103–131. https://doi.org/10.1146/annurev-orgpsych

Jalal Ahamed, A., & Madya, P. (n.d.). Bab 2 Efisiensi Keuangan. Retrieved DOI:10.2139/ssrn.5149116

Kecamatan Rancaekek dalam Angka. (n.d.). Badan Pusat Statistik Kabupaten Bandung (2025). https://bandungkab.bps.go.id/en/publication/2025/09/26/820cd3481fc1feb55c263d00/rancaekek-district-in-figures-2025.html

lfj, P. J. ae·rj , & Bandung. (2023). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. www.cvalfabeta.com

Liberty Winata, B., & Nurhasanah, N. (2022). Pengaruh Work Life Balance, Self-Efficacy, dan Komitmen Organisasional terhadap Burnout pada Mahasiswa yang Bekerja. In Feedforward: Journal of Human Resource (Vol. 2, Number 2).

Lukmiati, R., Samsudin, A., & Jhoansyah, D. (2020). Pengaruh Work Life Balance terhadap Kinerja Karyawan pada Karyawan Staff Produksi PT. Muara Tunggal Cibadak-Sukabumi. In Jurnal Ekobis Dewantara (Vol. 3, Number 3).https://doi.org/10.26460/ed_en.v3i3.1688

Margarita Ekadjadja, P. L. I. R. S. (2021). Determinants of Financial Well-Being Among Young Workers in Jakarta During the Covid-19 Pandemic. Jurnal Ekonomi, 26(2), 295. https://doi.org/10.24912/je.v26i2.752

Mutiara Deski, A., & Chusairi, A. (2024). Dukungan Organisasi Terhadap Work-Life Balance Pekerja: Tinjauan Sistematis. 11(1), 2715–6206. https://doi.org/10.35891/jip.v11i1

Nasr, R., Rahman, A. A., Haddad, C., Nasr, N., Karam, J., Hayek, J., Ismael, I., Swaidan, E., Salameh, P., & Alami, N. (2024a). The impact of financial stress on student wellbeing in Lebanese higher education. BMC Public Health, 24(1). https://doi.org/10.1186/s12889-024-19312-0

Panggabean, P. B., & Panggabean, P. B. (n.d.). The Effect of Financial Stress and Coping Mechanisms on Employee Performance: A Literature Review. DOI:10.35794/jmbi.v12i2.64006

Rakasiwi Syamsuddin, F. (n.d.). Financial Stress, Dampak dan Strategi Penanganannya pada Mahasiswa Selama Studi (Vol. 16, Number 3). https://doi.org/10.32670/s7bwy963

Redzuan, M., Mohamed, B., Sarah Omar, S., Athirah, N., Bakar, B. A., & Arokiasamy, L. (n.d.). The Effect of Financial Stress on Mental Health among University Students Faculty of Technology Management and Business, Universiti Tun Hussein On Malaysia. 86400 Parit Raja, Batu Pahat, Johor, Malaysia 4 Management and Humanities Department, Universiti Teknologi Petronanas, Perak Malaysia. https://doi.org/10.47772/IJRISS

Sefna Efrideyesa use, & Pemilia Sulistyowati. (2025). Pengaruh Work-Life Balance, Lingkungan Kerja dan Kompensasi terhadap Kinerja Karyawan PT Buana Samudra Lestari. Jurnal Ekonomi, Manajemen Pariwisata Dan Perhotelan, 4(1), 303–331. https://doi.org/10.55606/jempper.v4i1.5490

Wei, X., Wei, X., Yu, X., & Ren, F. (2024). The Relationship Between Financial Stress and Job Performance in China: The Role of Work Engagement and Emotional Exhaustion. Psychology Research and Behavior Management, 17, 2905–2917. https://doi.org/10.2147/PRBM.S446520

Downloads

Published

2026-04-24

How to Cite

Putri Ayu Nandini, & Nur Hayati. (2026). Pengaruh Financial Stress dan Financial Self-Efficecy Terhadap Work Life Balance pada Karyawan Muda yang Tinggal di Rancaekek . Jurnal Publikasi Sistem Informasi Dan Manajemen Bisnis, 5(2), 234–251. https://doi.org/10.55606/jupsim.v5i2.6957